Call reports 2018
FARMERS & MERCHANTS BANK OF COLBY — 2018
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 210,559,000 | 209,934,000 | 210,818,000 | 227,654,000 |
| Total loans | 137,481,000 | 144,922,000 | 146,857,000 | 154,229,000 |
| Allowance for loan losses | 1,309,000 | 1,309,000 | 1,309,000 | 1,559,000 |
| Securities available for sale | 57,926,000 | 56,377,000 | 54,862,000 | 55,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,620,000 | 135,603,000 | 137,960,000 | 158,862,000 |
| Interest-bearing deposits | 123,644,000 | 120,251,000 | 121,757,000 | 140,936,000 |
| Noninterest-bearing deposits | 16,975,000 | 15,352,000 | 16,203,000 | 17,925,000 |
| Equity capital | 29,307,000 | 31,337,000 | 31,885,000 | 30,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,243,000 | 4,644,000 | 7,161,000 | 9,711,000 |
| Interest expense | 458,000 | 963,000 | 1,525,000 | 2,171,000 |
| Net interest income | 1,785,000 | 3,681,000 | 5,636,000 | 7,540,000 |
| Noninterest income | 92,000 | 191,000 | 304,000 | 403,000 |
| Noninterest expense | 641,000 | 1,263,000 | 2,096,000 | 2,922,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 1,236,000 | 2,610,000 | 3,845,000 | 4,773,000 |
| Income tax | 240,000 | 505,000 | 820,000 | 1,100,000 |
| Net income | 996,000 | 2,105,000 | 3,025,000 | 3,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,649,000 | 30,758,000 | 31,678,000 | 30,526,000 |
| Total capital | 29,958,000 | 32,067,000 | 32,987,000 | 32,085,000 |
| Risk-weighted assets | 180,641,000 | 195,080,000 | 201,199,000 | 208,780,000 |