Call reports 2017
FARMERS & MERCHANTS BANK OF COLBY — 2017
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 197,695,000 | 205,687,000 | 204,032,000 | 211,638,000 |
| Total loans | 130,273,000 | 138,556,000 | 136,670,000 | 136,027,000 |
| Allowance for loan losses | 1,202,000 | 1,183,000 | 1,183,000 | 1,309,000 |
| Securities available for sale | 55,828,000 | 58,292,000 | 57,394,000 | 57,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,731,000 | 134,099,000 | 137,599,000 | 148,993,000 |
| Interest-bearing deposits | 121,281,000 | 118,558,000 | 122,678,000 | 133,387,000 |
| Noninterest-bearing deposits | 15,450,000 | 15,541,000 | 14,921,000 | 15,606,000 |
| Equity capital | 27,018,000 | 28,127,000 | 28,947,000 | 28,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,088,000 | 4,251,000 | 6,454,000 | 8,648,000 |
| Interest expense | 373,000 | 781,000 | 1,200,000 | 1,650,000 |
| Net interest income | 1,715,000 | 3,470,000 | 5,254,000 | 6,998,000 |
| Noninterest income | 103,000 | 189,000 | 287,000 | 384,000 |
| Noninterest expense | 574,000 | 1,239,000 | 1,857,000 | 2,704,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 1,317,000 | 2,493,000 | 3,770,000 | 4,639,000 |
| Income tax | 355,000 | 705,000 | 1,030,000 | 1,276,000 |
| Net income | 962,000 | 1,788,000 | 2,740,000 | 3,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,841,000 | 26,666,000 | 27,619,000 | 27,653,000 |
| Total capital | 27,043,000 | 27,849,000 | 28,802,000 | 28,962,000 |
| Risk-weighted assets | 172,053,000 | 188,379,000 | 188,666,000 | 187,911,000 |