Call reports 2015
FARMERS & MERCHANTS BANK OF COLBY — 2015
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 169,788,000 | 174,175,000 | 170,346,000 | 182,614,000 |
| Total loans | 97,508,000 | 108,650,000 | 109,932,000 | 109,533,000 |
| Allowance for loan losses | 887,000 | 887,000 | 925,000 | 983,000 |
| Securities available for sale | 62,334,000 | 58,876,000 | 53,562,000 | 55,676,000 |
| Securities held to maturity | 0 | 0 | 1,384,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,136,000 | 116,937,000 | 108,276,000 | 123,370,000 |
| Interest-bearing deposits | 93,361,000 | 94,768,000 | 93,782,000 | 107,982,000 |
| Noninterest-bearing deposits | 16,775,000 | 22,169,000 | 14,494,000 | 15,388,000 |
| Equity capital | 21,997,000 | 22,504,000 | 23,365,000 | 23,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,634,000 | 3,462,000 | 5,302,000 | 7,228,000 |
| Interest expense | 260,000 | 525,000 | 792,000 | 1,068,000 |
| Net interest income | 1,374,000 | 2,937,000 | 4,510,000 | 6,160,000 |
| Noninterest income | 76,000 | 163,000 | 282,000 | 360,000 |
| Noninterest expense | 488,000 | 1,073,000 | 1,604,000 | 2,372,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 100,000 |
| Pretax income | 962,000 | 2,027,000 | 3,162,000 | 4,102,000 |
| Income tax | 282,000 | 609,000 | 886,000 | 1,138,000 |
| Net income | 680,000 | 1,418,000 | 2,276,000 | 2,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,003,000 | 20,741,000 | 21,598,000 | 21,937,000 |
| Total capital | 20,890,000 | 21,628,000 | 22,523,000 | 22,920,000 |
| Risk-weighted assets | 143,609,000 | 154,733,000 | 152,291,000 | 156,414,000 |