Call reports 2013
FARMERS & MERCHANTS BANK OF COLBY — 2013
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 153,023,000 | 151,560,000 | 153,330,000 | 161,508,000 |
| Total loans | 76,526,000 | 82,988,000 | 84,230,000 | 87,271,000 |
| Allowance for loan losses | 811,000 | 828,000 | 900,000 | 716,000 |
| Securities available for sale | 65,308,000 | 62,115,000 | 61,317,000 | 64,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,005,000 | 103,033,000 | 102,197,000 | 112,200,000 |
| Interest-bearing deposits | 88,256,000 | 87,890,000 | 89,182,000 | 96,756,000 |
| Noninterest-bearing deposits | 15,749,000 | 15,143,000 | 13,015,000 | 15,444,000 |
| Equity capital | 17,469,000 | 17,486,000 | 17,925,000 | 18,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,746,000 | 4,189,000 | 5,715,000 |
| Interest expense | 248,000 | 501,000 | 752,000 | 1,006,000 |
| Net interest income | 1,086,000 | 2,245,000 | 3,437,000 | 4,709,000 |
| Noninterest income | 93,000 | 161,000 | 230,000 | 312,000 |
| Noninterest expense | 517,000 | 964,000 | 1,462,000 | 2,101,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 646,000 | 1,426,000 | 2,196,000 | 2,663,000 |
| Income tax | 170,000 | 389,000 | 596,000 | 748,000 |
| Net income | 476,000 | 1,037,000 | 1,600,000 | 1,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,271,000 | 15,804,000 | 16,366,000 | 16,682,000 |
| Total capital | 16,082,000 | 16,632,000 | 17,266,000 | 17,398,000 |
| Risk-weighted assets | 103,134,000 | 110,189,000 | 113,626,000 | 116,785,000 |