Call reports 2012
FARMERS & MERCHANTS BANK OF COLBY — 2012
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 141,344,000 | 144,342,000 | 144,940,000 | 156,571,000 |
| Total loans | 68,020,000 | 70,411,000 | 74,062,000 | 75,096,000 |
| Allowance for loan losses | 781,000 | 781,000 | 766,000 | 766,000 |
| Securities available for sale | 56,948,000 | 60,291,000 | 63,711,000 | 64,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,111,000 | 100,419,000 | 98,493,000 | 107,288,000 |
| Interest-bearing deposits | 84,124,000 | 85,666,000 | 84,045,000 | 91,069,000 |
| Noninterest-bearing deposits | 14,987,000 | 14,753,000 | 14,448,000 | 16,219,000 |
| Equity capital | 15,494,000 | 16,126,000 | 16,766,000 | 17,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 2,800,000 | 4,165,000 | 5,571,000 |
| Interest expense | 279,000 | 548,000 | 815,000 | 1,076,000 |
| Net interest income | 1,140,000 | 2,252,000 | 3,350,000 | 4,495,000 |
| Noninterest income | 75,000 | 182,000 | 272,000 | 410,000 |
| Noninterest expense | 479,000 | 913,000 | 1,412,000 | 2,143,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 720,000 | 1,676,000 | 2,349,000 | 2,901,000 |
| Income tax | 170,000 | 549,000 | 729,000 | 899,000 |
| Net income | 550,000 | 1,127,000 | 1,620,000 | 2,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,343,000 | 13,921,000 | 14,412,000 | 14,795,000 |
| Total capital | 14,124,000 | 14,702,000 | 15,178,000 | 15,561,000 |
| Risk-weighted assets | 89,382,000 | 92,906,000 | 99,624,000 | 102,209,000 |