Call reports 2011
FARMERS & MERCHANTS BANK OF COLBY — 2011
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 119,657,000 | 122,667,000 | 124,222,000 | 138,079,000 |
| Total loans | 56,486,000 | 66,217,000 | 67,857,000 | 68,782,000 |
| Allowance for loan losses | 833,000 | 897,000 | 965,000 | 781,000 |
| Securities available for sale | 51,527,000 | 50,283,000 | 49,844,000 | 46,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,464,000 | 82,947,000 | 83,061,000 | 95,275,000 |
| Interest-bearing deposits | 73,920,000 | 74,066,000 | 74,253,000 | 85,319,000 |
| Noninterest-bearing deposits | 9,544,000 | 8,881,000 | 8,808,000 | 9,956,000 |
| Equity capital | 13,099,000 | 13,768,000 | 14,636,000 | 14,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,301,000 | 2,684,000 | 4,098,000 | 5,515,000 |
| Interest expense | 300,000 | 596,000 | 886,000 | 1,232,000 |
| Net interest income | 1,001,000 | 2,088,000 | 3,212,000 | 4,283,000 |
| Noninterest income | 53,000 | 107,000 | 231,000 | 303,000 |
| Noninterest expense | 469,000 | 956,000 | 1,408,000 | 2,033,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 564,000 | 1,197,000 | 1,973,000 | 2,470,000 |
| Income tax | 173,000 | 442,000 | 617,000 | 766,000 |
| Net income | 391,000 | 755,000 | 1,356,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,841,000 | 12,204,000 | 12,806,000 | 13,154,000 |
| Total capital | 12,674,000 | 13,101,000 | 13,771,000 | 13,935,000 |
| Risk-weighted assets | 72,329,000 | 81,124,000 | 83,998,000 | 85,302,000 |