Call reports 2010
FARMERS & MERCHANTS BANK OF COLBY — 2010
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 104,062,000 | 107,542,000 | 109,928,000 | 119,255,000 |
| Total loans | 55,907,000 | 58,866,000 | 58,639,000 | 57,537,000 |
| Allowance for loan losses | 778,000 | 917,000 | 926,000 | 817,000 |
| Securities available for sale | 40,670,000 | 40,327,000 | 45,605,000 | 47,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,690,000 | 73,981,000 | 75,613,000 | 83,660,000 |
| Interest-bearing deposits | 66,654,000 | 66,539,000 | 67,826,000 | 73,726,000 |
| Noninterest-bearing deposits | 8,036,000 | 7,442,000 | 7,787,000 | 9,934,000 |
| Equity capital | 11,535,000 | 11,928,000 | 12,517,000 | 12,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,366,000 | 2,702,000 | 4,018,000 | 5,312,000 |
| Interest expense | 316,000 | 635,000 | 959,000 | 1,309,000 |
| Net interest income | 1,050,000 | 2,067,000 | 3,059,000 | 4,003,000 |
| Noninterest income | 87,000 | 152,000 | 254,000 | 364,000 |
| Noninterest expense | 524,000 | 1,044,000 | 1,595,000 | 2,342,000 |
| Provision for loan losses | 0 | 300,000 | 400,000 | 450,000 |
| Pretax income | 614,000 | 876,000 | 1,319,000 | 1,563,000 |
| Income tax | 140,000 | 250,000 | 320,000 | 334,000 |
| Net income | 474,000 | 626,000 | 999,000 | 1,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,613,000 | 10,820,000 | 11,249,000 | 11,435,000 |
| Total capital | 11,391,000 | 11,691,000 | 12,107,000 | 12,252,000 |
| Risk-weighted assets | 66,211,000 | 69,603,000 | 70,210,000 | 70,666,000 |