Call reports 2009
FARMERS & MERCHANTS BANK OF COLBY — 2009
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 95,658,000 | 95,595,000 | 99,157,000 | 107,798,000 |
| Total loans | 58,057,000 | 59,293,000 | 59,956,000 | 55,088,000 |
| Allowance for loan losses | 747,000 | 1,150,000 | 694,000 | 791,000 |
| Securities available for sale | 31,887,000 | 29,049,000 | 33,115,000 | 40,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,674,000 | 68,192,000 | 69,857,000 | 80,135,000 |
| Interest-bearing deposits | 61,387,000 | 61,066,000 | 63,425,000 | 71,353,000 |
| Noninterest-bearing deposits | 6,287,000 | 7,126,000 | 6,432,000 | 8,782,000 |
| Equity capital | 9,990,000 | 9,938,000 | 10,724,000 | 10,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 2,781,000 | 4,118,000 | 5,462,000 |
| Interest expense | 386,000 | 756,000 | 1,104,000 | 1,437,000 |
| Net interest income | 993,000 | 2,025,000 | 3,014,000 | 4,025,000 |
| Noninterest income | 49,000 | 92,000 | 145,000 | 209,000 |
| Noninterest expense | 439,000 | 991,000 | 1,478,000 | 2,090,000 |
| Provision for loan losses | 0 | 400,000 | 650,000 | 750,000 |
| Pretax income | 603,000 | 726,000 | 1,031,000 | 1,395,000 |
| Income tax | 140,000 | 300,000 | 324,000 | 324,000 |
| Net income | 463,000 | 426,000 | 707,000 | 1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,458,000 | 9,476,000 | 9,813,000 | 10,083,000 |
| Total capital | 10,205,000 | 10,258,000 | 10,507,000 | 10,874,000 |
| Risk-weighted assets | 65,663,000 | 65,179,000 | 67,520,000 | 65,513,000 |