Call reports 2006
FARMERS & MERCHANTS BANK OF COLBY — 2006
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 73,142,000 | 73,945,000 | 76,220,000 | 75,789,000 |
| Total loans | 36,273,000 | 36,718,000 | 40,181,000 | 38,037,000 |
| Allowance for loan losses | 594,000 | 551,000 | 568,000 | 561,000 |
| Securities available for sale | 28,735,000 | 29,949,000 | 29,339,000 | 29,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,912,000 | 51,778,000 | 50,679,000 | 53,790,000 |
| Interest-bearing deposits | 44,152,000 | 45,694,000 | 44,607,000 | 43,840,000 |
| Noninterest-bearing deposits | 7,760,000 | 6,084,000 | 6,073,000 | 9,950,000 |
| Equity capital | 9,532,000 | 9,243,000 | 9,300,000 | 9,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 2,059,000 | 3,156,000 | 4,337,000 |
| Interest expense | 437,000 | 920,000 | 1,479,000 | 2,046,000 |
| Net interest income | 563,000 | 1,139,000 | 1,677,000 | 2,291,000 |
| Noninterest income | 148,000 | 233,000 | 445,000 | 518,000 |
| Noninterest expense | 468,000 | 907,000 | 1,397,000 | 2,081,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 243,000 | 465,000 | 694,000 | 697,000 |
| Income tax | 28,000 | 88,000 | 10,000 | 76,000 |
| Net income | 215,000 | 377,000 | 684,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,926,000 | 7,843,000 | 7,698,000 | 7,744,000 |
| Total capital | 8,433,000 | 8,366,000 | 8,263,000 | 8,284,000 |
| Risk-weighted assets | 40,995,000 | 41,874,000 | 45,226,000 | 43,142,000 |