Call reports 2005
FARMERS & MERCHANTS BANK OF COLBY — 2005
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 70,458,000 | 70,097,000 | 69,276,000 | 73,463,000 |
| Total loans | 34,614,000 | 35,002,000 | 33,880,000 | 34,278,000 |
| Allowance for loan losses | 533,000 | 532,000 | 534,000 | 548,000 |
| Securities available for sale | 28,991,000 | 27,367,000 | 27,043,000 | 28,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,099,000 | 48,770,000 | 47,084,000 | 49,044,000 |
| Interest-bearing deposits | 43,855,000 | 43,007,000 | 41,951,000 | 40,270,000 |
| Noninterest-bearing deposits | 6,244,000 | 5,763,000 | 5,133,000 | 8,774,000 |
| Equity capital | 9,362,000 | 9,618,000 | 9,771,000 | 9,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,742,000 | 2,668,000 | 3,657,000 |
| Interest expense | 329,000 | 670,000 | 1,043,000 | 1,448,000 |
| Net interest income | 523,000 | 1,072,000 | 1,625,000 | 2,209,000 |
| Noninterest income | 85,000 | 177,000 | 282,000 | 327,000 |
| Noninterest expense | 448,000 | 874,000 | 1,334,000 | 1,917,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 160,000 | 375,000 | 573,000 | 619,000 |
| Income tax | 34,000 | 62,000 | 82,000 | 102,000 |
| Net income | 126,000 | 313,000 | 491,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,338,000 | 7,580,000 | 7,814,000 | 7,654,000 |
| Total capital | 7,828,000 | 8,071,000 | 8,286,000 | 8,137,000 |
| Risk-weighted assets | 39,177,000 | 39,282,000 | 38,137,000 | 39,051,000 |