Call reports 2002
FARMERS & MERCHANTS BANK OF COLBY — 2002
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 70,923,000 | 71,575,000 | 71,601,000 | 72,393,000 |
| Total loans | 33,074,000 | 32,589,000 | 33,965,000 | 32,816,000 |
| Allowance for loan losses | 370,000 | 361,000 | 247,000 | 311,000 |
| Securities available for sale | 28,967,000 | 30,582,000 | 28,877,000 | 28,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,535,000 | 48,358,000 | 48,253,000 | 49,618,000 |
| Interest-bearing deposits | 46,505,000 | 44,338,000 | 43,721,000 | 42,562,000 |
| Noninterest-bearing deposits | 5,030,000 | 4,020,000 | 4,532,000 | 7,056,000 |
| Equity capital | 8,060,000 | 8,785,000 | 9,330,000 | 9,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,140,000 | 3,191,000 | 4,156,000 |
| Interest expense | 484,000 | 923,000 | 1,344,000 | 1,720,000 |
| Net interest income | 578,000 | 1,217,000 | 1,847,000 | 2,436,000 |
| Noninterest income | 124,000 | 446,000 | 738,000 | 849,000 |
| Noninterest expense | 462,000 | 943,000 | 1,399,000 | 2,017,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 240,000 | 720,000 | 1,186,000 | 1,193,000 |
| Income tax | 11,000 | 132,000 | 225,000 | 353,000 |
| Net income | 229,000 | 588,000 | 961,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,387,000 | 5,802,000 | 6,230,000 | 6,174,000 |
| Total capital | 5,757,000 | 6,163,000 | 6,477,000 | 6,485,000 |
| Risk-weighted assets | 36,266,000 | 36,266,000 | 36,174,000 | 37,316,000 |