Call reports 2001
FARMERS & MERCHANTS BANK OF COLBY — 2001
What FARMERS & MERCHANTS BANK OF COLBY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 60,562,000 | 66,832,000 | 68,684,000 | 75,651,000 |
| Total loans | 29,251,000 | 32,982,000 | 33,838,000 | 35,250,000 |
| Allowance for loan losses | 263,000 | 256,000 | 249,000 | 370,000 |
| Securities available for sale | 25,325,000 | 27,549,000 | 28,265,000 | 28,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,662,000 | 44,517,000 | 46,069,000 | 51,234,000 |
| Interest-bearing deposits | 37,862,000 | 39,801,000 | 41,364,000 | 43,909,000 |
| Noninterest-bearing deposits | 4,800,000 | 4,717,000 | 4,705,000 | 7,325,000 |
| Equity capital | 7,488,000 | 7,610,000 | 8,063,000 | 7,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,035,000 | 2,159,000 | 3,352,000 | 4,522,000 |
| Interest expense | 565,000 | 1,160,000 | 1,765,000 | 2,314,000 |
| Net interest income | 470,000 | 999,000 | 1,587,000 | 2,208,000 |
| Noninterest income | 129,000 | 204,000 | 395,000 | 652,000 |
| Noninterest expense | 387,000 | 765,000 | 1,154,000 | 1,771,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 150,000 |
| Pretax income | 205,000 | 431,000 | 822,000 | 957,000 |
| Income tax | 2,000 | 7,000 | 164,000 | 347,000 |
| Net income | 247,000 | 468,000 | 702,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,613,000 | 4,890,000 | 5,088,000 | 5,102,000 |
| Total capital | 4,876,000 | 5,146,000 | 5,337,000 | 5,472,000 |
| Risk-weighted assets | 31,620,000 | 35,821,000 | 37,335,000 | 38,445,000 |