Call reports 2026
FIRST STATE BANK MINNESOTA — 2026
What FIRST STATE BANK MINNESOTA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 105,200,000 | 105,928,000 |
| Total loans | 84,890,000 | 87,003,000 |
| Allowance for loan losses | 1,236,000 | 1,246,000 |
| Securities available for sale | 6,912,000 | 6,887,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 92,226,000 | 92,489,000 |
| Interest-bearing deposits | 58,989,000 | 61,495,000 |
| Noninterest-bearing deposits | 33,237,000 | 30,994,000 |
| Equity capital | 11,661,000 | 12,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,376,000 | 2,827,000 |
| Interest expense | 250,000 | 526,000 |
| Net interest income | 1,126,000 | 2,301,000 |
| Noninterest income | 27,000 | 63,000 |
| Noninterest expense | 599,000 | 1,218,000 |
| Provision for loan losses | 0 | 5,000 |
| Pretax income | 541,000 | 1,147,000 |
| Income tax | 52,000 | 110,000 |
| Net income | 489,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,756,000 | 12,128,000 |