Call reports 2025
FIRST STATE BANK MINNESOTA — 2025
What FIRST STATE BANK MINNESOTA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 96,659,000 | 97,781,000 | 100,232,000 | 109,350,000 |
| Total loans | 78,806,000 | 79,548,000 | 79,979,000 | 81,267,000 |
| Allowance for loan losses | 1,251,000 | 1,223,000 | 1,229,000 | 1,229,000 |
| Securities available for sale | 8,710,000 | 8,795,000 | 8,853,000 | 6,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,734,000 | 85,470,000 | 87,660,000 | 96,343,000 |
| Interest-bearing deposits | 56,654,000 | 59,702,000 | 59,599,000 | 58,312,000 |
| Noninterest-bearing deposits | 28,080,000 | 25,768,000 | 28,061,000 | 38,031,000 |
| Equity capital | 10,588,000 | 10,860,000 | 11,159,000 | 11,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000 | 2,554,000 | 3,869,000 | 5,216,000 |
| Interest expense | 280,000 | 594,000 | 880,000 | 1,149,000 |
| Net interest income | 974,000 | 1,960,000 | 2,989,000 | 4,067,000 |
| Noninterest income | 24,000 | 57,000 | 99,000 | 131,000 |
| Noninterest expense | 591,000 | 1,164,000 | 1,728,000 | 2,324,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 378,000 | 845,000 | 1,342,000 | 1,858,000 |
| Income tax | 34,000 | 81,000 | 136,000 | 183,000 |
| Net income | 344,000 | 764,000 | 1,206,000 | 1,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,790,000 | 11,003,000 | 11,270,000 | 11,647,000 |