Call reports 2019
FIRST STATE BANK MINNESOTA — 2019
What FIRST STATE BANK MINNESOTA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 64,987,000 | 64,928,000 | 66,881,000 | 70,693,000 |
| Total loans | 47,859,000 | 49,497,000 | 49,711,000 | 48,580,000 |
| Allowance for loan losses | 942,000 | 963,000 | 978,000 | 991,000 |
| Securities available for sale | 4,987,000 | 4,914,000 | 4,863,000 | 4,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,298,000 | 55,959,000 | 58,225,000 | 62,435,000 |
| Interest-bearing deposits | 42,511,000 | 41,572,000 | 42,503,000 | 44,162,000 |
| Noninterest-bearing deposits | 14,787,000 | 14,387,000 | 15,722,000 | 18,273,000 |
| Equity capital | 7,256,000 | 7,522,000 | 7,702,000 | 7,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,351,000 | 2,073,000 | 2,797,000 |
| Interest expense | 83,000 | 162,000 | 247,000 | 335,000 |
| Net interest income | 571,000 | 1,189,000 | 1,826,000 | 2,462,000 |
| Noninterest income | 46,000 | 96,000 | 158,000 | 224,000 |
| Noninterest expense | 422,000 | 830,000 | 1,237,000 | 1,650,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 180,000 | 425,000 | 702,000 | 1,004,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 180,000 | 425,000 | 701,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,262,000 | 7,507,000 | 7,683,000 | 7,835,000 |
| Total capital | 7,855,000 | 8,115,000 | 8,289,000 | 8,429,000 |
| Risk-weighted assets | 47,171,000 | 48,270,000 | 48,147,000 | 47,132,000 |