Call reports 2018
FIRST STATE BANK MINNESOTA — 2018
What FIRST STATE BANK MINNESOTA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 66,879,000 | 67,720,000 | 68,696,000 | 68,654,000 |
| Total loans | 43,638,000 | 47,632,000 | 48,418,000 | 46,241,000 |
| Allowance for loan losses | 791,000 | 808,000 | 912,000 | 927,000 |
| Securities available for sale | 8,888,000 | 8,595,000 | 6,883,000 | 6,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,627,000 | 58,182,000 | 59,065,000 | 59,810,000 |
| Interest-bearing deposits | 45,680,000 | 43,582,000 | 43,580,000 | 43,180,000 |
| Noninterest-bearing deposits | 13,947,000 | 14,600,000 | 15,485,000 | 16,630,000 |
| Equity capital | 6,913,000 | 7,202,000 | 7,285,000 | 7,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 634,000 | 1,308,000 | 2,026,000 | 2,739,000 |
| Interest expense | 39,000 | 85,000 | 145,000 | 210,000 |
| Net interest income | 595,000 | 1,223,000 | 1,881,000 | 2,529,000 |
| Noninterest income | 54,000 | 111,000 | 178,000 | 248,000 |
| Noninterest expense | 396,000 | 781,000 | 1,190,000 | 1,610,000 |
| Provision for loan losses | 11,000 | 23,000 | 128,000 | 143,000 |
| Pretax income | 242,000 | 539,000 | 758,000 | 1,039,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 539,000 | 758,000 | 1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,935,000 | 7,232,000 | 7,351,000 | 7,432,000 |
| Total capital | 7,487,000 | 7,828,000 | 7,944,000 | 8,005,000 |
| Risk-weighted assets | 43,965,000 | 47,503,000 | 47,163,000 | 45,499,000 |