Call reports 2017
FIRST STATE BANK MINNESOTA — 2017
What FIRST STATE BANK MINNESOTA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 66,816,000 | 67,635,000 | 65,786,000 | 68,090,000 |
| Total loans | 40,583,000 | 43,201,000 | 42,376,000 | 44,306,000 |
| Allowance for loan losses | 776,000 | 777,000 | 785,000 | 788,000 |
| Securities available for sale | 10,501,000 | 10,789,000 | 10,850,000 | 10,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,685,000 | 60,227,000 | 58,361,000 | 60,683,000 |
| Interest-bearing deposits | 46,823,000 | 46,702,000 | 45,798,000 | 45,081,000 |
| Noninterest-bearing deposits | 12,862,000 | 13,525,000 | 12,563,000 | 15,602,000 |
| Equity capital | 6,645,000 | 6,930,000 | 6,940,000 | 7,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,184,000 | 1,825,000 | 2,472,000 |
| Interest expense | 38,000 | 75,000 | 112,000 | 149,000 |
| Net interest income | 525,000 | 1,109,000 | 1,713,000 | 2,323,000 |
| Noninterest income | 53,000 | 106,000 | 164,000 | 228,000 |
| Noninterest expense | 393,000 | 776,000 | 1,184,000 | 1,586,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 176,000 | 421,000 | 666,000 | 929,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 176,000 | 421,000 | 665,000 | 928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,617,000 | 6,862,000 | 6,855,000 | 7,018,000 |
| Total capital | 7,130,000 | 7,403,000 | 7,403,000 | 7,597,000 |
| Risk-weighted assets | 40,799,000 | 43,036,000 | 43,580,000 | 46,131,000 |