Call reports 2016
FIRST STATE BANK MINNESOTA — 2016
What FIRST STATE BANK MINNESOTA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 63,742,000 | 65,853,000 | 66,682,000 | 68,817,000 |
| Total loans | 42,640,000 | 43,631,000 | 43,203,000 | 41,328,000 |
| Allowance for loan losses | 538,000 | 547,000 | 761,000 | 767,000 |
| Securities available for sale | 11,912,000 | 11,174,000 | 11,357,000 | 11,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,289,000 | 58,897,000 | 59,900,000 | 61,896,000 |
| Interest-bearing deposits | 46,315,000 | 47,747,000 | 47,193,000 | 45,813,000 |
| Noninterest-bearing deposits | 10,974,000 | 11,150,000 | 12,707,000 | 16,083,000 |
| Equity capital | 6,232,000 | 6,427,000 | 6,249,000 | 6,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,218,000 | 1,851,000 | 2,478,000 |
| Interest expense | 39,000 | 78,000 | 117,000 | 155,000 |
| Net interest income | 557,000 | 1,140,000 | 1,734,000 | 2,323,000 |
| Noninterest income | 45,000 | 102,000 | 167,000 | 233,000 |
| Noninterest expense | 409,000 | 794,000 | 1,179,000 | 1,563,000 |
| Provision for loan losses | 9,000 | 18,000 | 281,000 | 290,000 |
| Pretax income | 184,000 | 432,000 | 443,000 | 705,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 184,000 | 432,000 | 443,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,167,000 | 6,338,000 | 6,180,000 | 6,441,000 |
| Total capital | 6,697,000 | 6,876,000 | 6,713,000 | 6,964,000 |
| Risk-weighted assets | 42,394,000 | 43,008,000 | 42,451,000 | 41,586,000 |