Call reports 2015
FIRST STATE BANK MINNESOTA — 2015
What FIRST STATE BANK MINNESOTA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 65,377,000 | 64,378,000 | 63,657,000 | 66,873,000 |
| Total loans | 38,459,000 | 39,228,000 | 39,566,000 | 40,032,000 |
| Allowance for loan losses | 509,000 | 518,000 | 527,000 | 534,000 |
| Securities available for sale | 11,827,000 | 12,800,000 | 12,303,000 | 12,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,275,000 | 58,121,000 | 57,156,000 | 60,331,000 |
| Interest-bearing deposits | 47,771,000 | 46,314,000 | 45,305,000 | 46,190,000 |
| Noninterest-bearing deposits | 11,504,000 | 11,807,000 | 11,851,000 | 14,141,000 |
| Equity capital | 5,794,000 | 5,976,000 | 6,209,000 | 6,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,105,000 | 1,677,000 | 2,247,000 |
| Interest expense | 42,000 | 84,000 | 127,000 | 168,000 |
| Net interest income | 508,000 | 1,021,000 | 1,550,000 | 2,079,000 |
| Noninterest income | 54,000 | 142,000 | 213,000 | 275,000 |
| Noninterest expense | 401,000 | 787,000 | 1,162,000 | 1,540,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 152,000 | 358,000 | 574,000 | 778,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 152,000 | 358,000 | 574,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,708,000 | 5,914,000 | 6,130,000 | 6,283,000 |
| Total capital | 6,195,000 | 6,411,000 | 6,627,000 | 6,791,000 |
| Risk-weighted assets | 38,987,000 | 39,753,000 | 39,757,000 | 40,632,000 |