Call reports 2014
FIRST STATE BANK MINNESOTA — 2014
What FIRST STATE BANK MINNESOTA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 66,865,000 | 64,405,000 | 63,886,000 | 65,120,000 |
| Total loans | 31,332,000 | 35,677,000 | 38,020,000 | 38,877,000 |
| Allowance for loan losses | 474,000 | 483,000 | 492,000 | 500,000 |
| Securities available for sale | 18,685,000 | 16,472,000 | 15,788,000 | 13,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,005,000 | 58,419,000 | 57,705,000 | 58,948,000 |
| Interest-bearing deposits | 48,102,000 | 48,607,000 | 47,468,000 | 45,830,000 |
| Noninterest-bearing deposits | 12,903,000 | 9,812,000 | 10,237,000 | 13,118,000 |
| Equity capital | 5,490,000 | 5,619,000 | 5,809,000 | 5,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 990,000 | 1,541,000 | 2,102,000 |
| Interest expense | 49,000 | 97,000 | 145,000 | 190,000 |
| Net interest income | 439,000 | 893,000 | 1,396,000 | 1,912,000 |
| Noninterest income | 55,000 | 105,000 | 173,000 | 249,000 |
| Noninterest expense | 404,000 | 799,000 | 1,182,000 | 1,559,000 |
| Provision for loan losses | 10,000 | 19,000 | 28,000 | 37,000 |
| Pretax income | 80,000 | 186,000 | 365,000 | 571,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 186,000 | 365,000 | 571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,450,000 | 5,556,000 | 5,735,000 | 5,806,000 |
| Total capital | 5,882,000 | 6,013,000 | 6,199,000 | 6,290,000 |
| Risk-weighted assets | 34,511,000 | 36,520,000 | 37,125,000 | 38,739,000 |