Call reports 2013
FIRST STATE BANK MINNESOTA — 2013
What FIRST STATE BANK MINNESOTA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 65,885,000 | 65,488,000 | 67,329,000 | 66,246,000 |
| Total loans | 33,780,000 | 34,817,000 | 32,971,000 | 32,026,000 |
| Allowance for loan losses | 451,000 | 463,000 | 452,000 | 464,000 |
| Securities available for sale | 22,311,000 | 22,501,000 | 22,446,000 | 21,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,014,000 | 59,583,000 | 61,347,000 | 60,192,000 |
| Interest-bearing deposits | 48,561,000 | 48,811,000 | 49,407,000 | 47,464,000 |
| Noninterest-bearing deposits | 11,453,000 | 10,772,000 | 11,940,000 | 12,728,000 |
| Equity capital | 5,437,000 | 5,472,000 | 5,565,000 | 5,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,108,000 | 1,611,000 | 2,142,000 |
| Interest expense | 59,000 | 112,000 | 165,000 | 216,000 |
| Net interest income | 496,000 | 996,000 | 1,446,000 | 1,926,000 |
| Noninterest income | 58,000 | 125,000 | 194,000 | 277,000 |
| Noninterest expense | 420,000 | 809,000 | 1,199,000 | 1,564,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 163,000 | 329,000 | 446,000 | 632,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 163,000 | 328,000 | 445,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,282,000 | 5,446,000 | 5,564,000 | 5,670,000 |
| Total capital | 5,733,000 | 5,904,000 | 6,005,000 | 6,121,000 |
| Risk-weighted assets | 36,193,000 | 36,611,000 | 35,304,000 | 36,039,000 |