Call reports 2012
FIRST STATE BANK MINNESOTA — 2012
What FIRST STATE BANK MINNESOTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 64,564,000 | 64,541,000 | 68,313,000 | 66,318,000 |
| Total loans | 31,242,000 | 33,263,000 | 33,214,000 | 33,403,000 |
| Allowance for loan losses | 389,000 | 397,000 | 415,000 | 439,000 |
| Securities available for sale | 20,828,000 | 22,495,000 | 22,583,000 | 22,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,870,000 | 58,700,000 | 62,335,000 | 60,280,000 |
| Interest-bearing deposits | 47,380,000 | 47,988,000 | 48,365,000 | 47,905,000 |
| Noninterest-bearing deposits | 11,490,000 | 10,712,000 | 13,970,000 | 12,375,000 |
| Equity capital | 5,175,000 | 5,340,000 | 5,481,000 | 5,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,179,000 | 1,759,000 | 2,335,000 |
| Interest expense | 86,000 | 166,000 | 244,000 | 312,000 |
| Net interest income | 502,000 | 1,013,000 | 1,515,000 | 2,023,000 |
| Noninterest income | 20,000 | 75,000 | 150,000 | 216,000 |
| Noninterest expense | 440,000 | 834,000 | 1,221,000 | 1,584,000 |
| Provision for loan losses | 8,000 | 20,000 | 40,000 | 64,000 |
| Pretax income | 112,000 | 291,000 | 461,000 | 648,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 112,000 | 290,000 | 460,000 | 647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,872,000 | 5,050,000 | 5,181,000 | 5,369,000 |
| Total capital | 5,261,000 | 5,447,000 | 5,596,000 | 5,808,000 |
| Risk-weighted assets | 35,352,000 | 35,986,000 | 36,615,000 | 36,446,000 |