Call reports 2010
FIRST STATE BANK MINNESOTA — 2010
What FIRST STATE BANK MINNESOTA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 56,310,000 | 56,382,000 | 56,858,000 | 58,329,000 |
| Total loans | 34,594,000 | 35,155,000 | 34,010,000 | 32,981,000 |
| Allowance for loan losses | 424,000 | 338,000 | 430,000 | 440,000 |
| Securities available for sale | 15,664,000 | 15,340,000 | 16,187,000 | 18,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,873,000 | 50,758,000 | 50,792,000 | 52,620,000 |
| Interest-bearing deposits | 42,675,000 | 43,020,000 | 43,212,000 | 44,484,000 |
| Noninterest-bearing deposits | 8,198,000 | 7,738,000 | 7,580,000 | 8,136,000 |
| Equity capital | 4,798,000 | 5,001,000 | 5,168,000 | 5,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 652,000 | 1,329,000 | 2,030,000 | 2,677,000 |
| Interest expense | 153,000 | 292,000 | 426,000 | 555,000 |
| Net interest income | 499,000 | 1,037,000 | 1,604,000 | 2,122,000 |
| Noninterest income | 53,000 | 133,000 | 210,000 | 299,000 |
| Noninterest expense | 434,000 | 852,000 | 1,257,000 | 1,640,000 |
| Provision for loan losses | 6,000 | 12,000 | 104,000 | 119,000 |
| Pretax income | 112,000 | 306,000 | 453,000 | 662,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 112,000 | 305,000 | 452,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,511,000 | 4,704,000 | 4,801,000 | 4,985,000 |
| Total capital | 4,935,000 | 5,042,000 | 5,231,000 | 5,425,000 |
| Risk-weighted assets | 37,549,000 | 38,191,000 | 37,141,000 | 37,220,000 |