Call reports 2009
FIRST STATE BANK MINNESOTA — 2009
What FIRST STATE BANK MINNESOTA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 56,385,000 | 57,906,000 | 58,078,000 | 59,005,000 |
| Total loans | 30,673,000 | 32,580,000 | 32,722,000 | 33,902,000 |
| Allowance for loan losses | 232,000 | 239,000 | 350,000 | 422,000 |
| Securities available for sale | 17,291,000 | 18,474,000 | 19,597,000 | 18,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,103,000 | 51,480,000 | 51,411,000 | 52,641,000 |
| Interest-bearing deposits | 41,980,000 | 43,174,000 | 43,686,000 | 43,057,000 |
| Noninterest-bearing deposits | 8,123,000 | 8,306,000 | 7,725,000 | 9,584,000 |
| Equity capital | 4,768,000 | 4,892,000 | 5,459,000 | 5,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,399,000 | 2,092,000 | 2,765,000 |
| Interest expense | 210,000 | 410,000 | 595,000 | 776,000 |
| Net interest income | 488,000 | 989,000 | 1,497,000 | 1,989,000 |
| Noninterest income | 71,000 | 155,000 | 612,000 | 677,000 |
| Noninterest expense | 405,000 | 821,000 | 1,220,000 | 1,625,000 |
| Provision for loan losses | 6,000 | 12,000 | 128,000 | 314,000 |
| Pretax income | 148,000 | 311,000 | 761,000 | 727,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 148,000 | 310,000 | 760,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,527,000 | 4,689,000 | 5,075,000 | 4,899,000 |
| Total capital | 4,759,000 | 4,928,000 | 5,425,000 | 5,321,000 |
| Risk-weighted assets | 35,627,000 | 36,656,000 | 36,458,000 | 38,255,000 |