Call reports 2007
FIRST STATE BANK MINNESOTA — 2007
What FIRST STATE BANK MINNESOTA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 52,138,000 | 52,314,000 | 56,693,000 | 58,112,000 |
| Total loans | 32,516,000 | 32,389,000 | 31,797,000 | 31,109,000 |
| Allowance for loan losses | 371,000 | 366,000 | 367,000 | 349,000 |
| Securities available for sale | 16,570,000 | 15,718,000 | 16,438,000 | 17,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,845,000 | 45,269,000 | 51,130,000 | 52,290,000 |
| Interest-bearing deposits | 39,708,000 | 38,920,000 | 43,229,000 | 43,265,000 |
| Noninterest-bearing deposits | 6,137,000 | 6,349,000 | 7,901,000 | 9,025,000 |
| Equity capital | 4,087,000 | 4,061,000 | 4,355,000 | 4,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,722,000 | 2,633,000 | 3,528,000 |
| Interest expense | 381,000 | 768,000 | 1,214,000 | 1,620,000 |
| Net interest income | 477,000 | 954,000 | 1,419,000 | 1,908,000 |
| Noninterest income | 95,000 | 193,000 | 301,000 | 410,000 |
| Noninterest expense | 428,000 | 846,000 | 1,273,000 | 1,640,000 |
| Provision for loan losses | 6,000 | 10,000 | 12,000 | 18,000 |
| Pretax income | 138,000 | 291,000 | 435,000 | 660,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 138,000 | 290,000 | 434,000 | 659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,196,000 | 4,314,000 | 4,442,000 | 4,667,000 |
| Total capital | 4,567,000 | 4,680,000 | 4,809,000 | 5,016,000 |
| Risk-weighted assets | 37,466,000 | 37,485,000 | 37,554,000 | 37,648,000 |