Call reports 2006
FIRST STATE BANK MINNESOTA — 2006
What FIRST STATE BANK MINNESOTA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 53,147,000 | 53,459,000 | 54,820,000 | 54,794,000 |
| Total loans | 32,114,000 | 32,850,000 | 33,634,000 | 32,356,000 |
| Allowance for loan losses | 355,000 | 354,000 | 360,000 | 366,000 |
| Securities available for sale | 17,159,000 | 16,501,000 | 16,749,000 | 17,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,107,000 | 46,010,000 | 47,032,000 | 49,386,000 |
| Interest-bearing deposits | 39,659,000 | 39,443,000 | 39,415,000 | 41,171,000 |
| Noninterest-bearing deposits | 8,448,000 | 6,567,000 | 7,617,000 | 8,215,000 |
| Equity capital | 3,906,000 | 3,816,000 | 4,225,000 | 4,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,628,000 | 2,501,000 | 3,382,000 |
| Interest expense | 325,000 | 675,000 | 1,066,000 | 1,472,000 |
| Net interest income | 482,000 | 953,000 | 1,435,000 | 1,910,000 |
| Noninterest income | 80,000 | 178,000 | 267,000 | 401,000 |
| Noninterest expense | 439,000 | 865,000 | 1,282,000 | 1,733,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 117,000 | 254,000 | 402,000 | 554,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 117,000 | 253,000 | 401,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,059,000 | 4,181,000 | 4,329,000 | 4,458,000 |
| Total capital | 4,414,000 | 4,535,000 | 4,689,000 | 4,824,000 |
| Risk-weighted assets | 36,923,000 | 37,657,000 | 38,785,000 | 38,228,000 |