Call reports 2001
FIRST STATE BANK MINNESOTA — 2001
What FIRST STATE BANK MINNESOTA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,324,000 | 44,272,000 | 45,816,000 | 47,235,000 |
| Total loans | 27,648,000 | 29,224,000 | 29,337,000 | 28,003,000 |
| Allowance for loan losses | 369,000 | 375,000 | 381,000 | 386,000 |
| Securities available for sale | 8,442,000 | 7,199,000 | 9,791,000 | 11,151,000 |
| Securities held to maturity | 1,149,000 | 1,149,000 | 1,019,000 | 1,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,485,000 | 39,347,000 | 40,782,000 | 42,246,000 |
| Interest-bearing deposits | 31,682,000 | 34,687,000 | 35,683,000 | 35,180,000 |
| Noninterest-bearing deposits | 4,803,000 | 4,660,000 | 5,099,000 | 7,066,000 |
| Equity capital | 3,291,000 | 3,383,000 | 3,574,000 | 3,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,632,000 | 2,466,000 | 3,274,000 |
| Interest expense | 417,000 | 829,000 | 1,225,000 | 1,563,000 |
| Net interest income | 384,000 | 803,000 | 1,241,000 | 1,711,000 |
| Noninterest income | 52,000 | 144,000 | 210,000 | 314,000 |
| Noninterest expense | 316,000 | 651,000 | 977,000 | 1,295,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 114,000 | 284,000 | 456,000 | 706,000 |
| Income tax | 13,000 | 20,000 | 20,000 | 29,000 |
| Net income | 101,000 | 264,000 | 436,000 | 677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,182,000 | 3,282,000 | 3,368,000 | 3,536,000 |
| Total capital | 3,551,000 | 3,657,000 | 3,749,000 | 3,922,000 |
| Risk-weighted assets | 30,807,000 | 32,825,000 | 33,414,000 | 32,691,000 |