Call reports 2016
BANK OF COMMERCE, THE — 2016
What BANK OF COMMERCE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 211,277,000 | 209,077,000 | 195,729,000 | 182,641,000 |
| Total loans | 133,959,000 | 135,714,000 | 132,654,000 | 128,305,000 |
| Allowance for loan losses | 3,772,000 | 2,265,000 | 2,264,000 | 2,169,000 |
| Securities available for sale | 29,725,000 | 26,930,000 | 28,059,000 | 25,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,737,000 | 165,940,000 | 152,691,000 | 142,185,000 |
| Interest-bearing deposits | 143,866,000 | 139,643,000 | 123,876,000 | 115,294,000 |
| Noninterest-bearing deposits | 25,871,000 | 26,297,000 | 28,815,000 | 26,890,000 |
| Equity capital | 5,590,000 | 7,017,000 | 6,999,000 | 4,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,807,000 | 3,509,000 | 5,325,000 | 7,006,000 |
| Interest expense | 417,000 | 840,000 | 1,257,000 | 1,659,000 |
| Net interest income | 1,390,000 | 2,669,000 | 4,068,000 | 5,347,000 |
| Noninterest income | 171,000 | 310,000 | 533,000 | 611,000 |
| Noninterest expense | 1,722,000 | 3,526,000 | 5,231,000 | 7,699,000 |
| Provision for loan losses | 0 | -1,250,000 | -1,250,000 | -1,250,000 |
| Pretax income | 27,000 | 1,010,000 | 927,000 | -184,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 1,010,000 | 927,000 | -184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,838,000 | 6,820,000 | 6,738,000 | 5,626,000 |
| Total capital | 10,685,000 | 11,743,000 | 11,589,000 | 9,408,000 |
| Risk-weighted assets | 152,420,000 | 153,513,000 | 147,653,000 | 142,188,000 |