Call reports 2014
BANK OF COMMERCE, THE — 2014
What BANK OF COMMERCE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 218,396,000 | 212,510,000 | 210,950,000 | 212,623,000 |
| Total loans | 147,360,000 | 145,356,000 | 144,803,000 | 146,180,000 |
| Allowance for loan losses | 2,831,000 | 2,839,000 | 2,843,000 | 2,873,000 |
| Securities available for sale | 35,066,000 | 44,523,000 | 45,136,000 | 45,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,894,000 | 172,072,000 | 170,047,000 | 170,193,000 |
| Interest-bearing deposits | 157,005,000 | 151,023,000 | 148,214,000 | 148,208,000 |
| Noninterest-bearing deposits | 21,888,000 | 21,048,000 | 21,833,000 | 21,985,000 |
| Equity capital | 3,833,000 | 4,730,000 | 5,150,000 | 6,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,925,000 | 3,870,000 | 5,894,000 | 7,895,000 |
| Interest expense | 471,000 | 935,000 | 1,394,000 | 1,777,000 |
| Net interest income | 1,454,000 | 2,935,000 | 4,500,000 | 6,118,000 |
| Noninterest income | 538,000 | 817,000 | 895,000 | 1,022,000 |
| Noninterest expense | 2,068,000 | 3,895,000 | 5,726,000 | 7,250,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -63,000 | -113,000 | -301,000 | -49,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -63,000 | -113,000 | -301,000 | -49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,749,000 | 6,700,000 | 6,512,000 | 6,764,000 |
| Total capital | 12,207,000 | 12,051,000 | 11,757,000 | 12,008,000 |
| Risk-weighted assets | 165,965,000 | 159,524,000 | 158,291,000 | 159,441,000 |