Call reports 2012
BANK OF COMMERCE, THE — 2012
What BANK OF COMMERCE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 248,346,000 | 254,508,000 | 225,919,000 | 227,542,000 |
| Total loans | 180,025,000 | 174,241,000 | 169,088,000 | 162,792,000 |
| Allowance for loan losses | 3,661,000 | 3,814,000 | 3,567,000 | 3,397,000 |
| Securities available for sale | 30,272,000 | 32,415,000 | 32,944,000 | 34,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,726,000 | 211,754,000 | 182,721,000 | 184,527,000 |
| Interest-bearing deposits | 184,382,000 | 184,490,000 | 165,955,000 | 166,445,000 |
| Noninterest-bearing deposits | 21,344,000 | 27,264,000 | 16,766,000 | 18,082,000 |
| Equity capital | 7,137,000 | 7,246,000 | 7,574,000 | 7,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,493,000 | 4,863,000 | 7,152,000 | 9,398,000 |
| Interest expense | 647,000 | 1,238,000 | 1,803,000 | 2,344,000 |
| Net interest income | 1,846,000 | 3,625,000 | 5,349,000 | 7,054,000 |
| Noninterest income | 260,000 | 456,000 | 522,000 | 692,000 |
| Noninterest expense | 2,149,000 | 4,227,000 | 6,236,000 | 8,257,000 |
| Provision for loan losses | 773,000 | 1,037,000 | 1,037,000 | 1,037,000 |
| Pretax income | 435,000 | 502,000 | 456,000 | 393,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 435,000 | 502,000 | 456,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,594,000 | 7,660,000 | 7,615,000 | 7,552,000 |
| Total capital | 13,754,000 | 13,825,000 | 13,698,000 | 13,552,000 |
| Risk-weighted assets | 187,736,000 | 185,318,000 | 180,678,000 | 176,784,000 |