Call reports 2002
BANK OF COMMERCE, THE — 2002
What BANK OF COMMERCE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 73,885,000 | 79,111,000 | 92,105,000 | 102,052,000 |
| Total loans | 52,822,000 | 61,136,000 | 69,829,000 | 77,966,000 |
| Allowance for loan losses | 660,000 | 764,000 | 845,000 | 921,000 |
| Securities available for sale | 9,726,000 | 13,401,000 | 12,522,000 | 13,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,978,000 | 70,986,000 | 82,323,000 | 89,501,000 |
| Interest-bearing deposits | 59,748,000 | 66,199,000 | 77,396,000 | 82,111,000 |
| Noninterest-bearing deposits | 6,230,000 | 4,787,000 | 4,927,000 | 7,390,000 |
| Equity capital | 7,789,000 | 7,976,000 | 9,616,000 | 12,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,281,000 | 3,701,000 | 5,220,000 |
| Interest expense | 482,000 | 1,013,000 | 1,620,000 | 2,196,000 |
| Net interest income | 582,000 | 1,268,000 | 2,081,000 | 3,024,000 |
| Noninterest income | 23,000 | 37,000 | 69,000 | 120,000 |
| Noninterest expense | 507,000 | 1,050,000 | 1,623,000 | 2,341,000 |
| Provision for loan losses | 106,000 | 210,000 | 291,000 | 367,000 |
| Pretax income | -8,000 | 45,000 | 236,000 | 436,000 |
| Income tax | -1,000 | 21,000 | 95,000 | 173,000 |
| Net income | -7,000 | 24,000 | 141,000 | 263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,110,000 | 7,383,000 | 9,124,000 | 12,045,000 |
| Total capital | 7,770,000 | 8,139,000 | 9,969,000 | 12,966,000 |
| Risk-weighted assets | 52,876,000 | 60,507,000 | 71,609,000 | 79,636,000 |