Call reports 2026
GRAND RIVERS COMMUNITY BANK — 2026
What GRAND RIVERS COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 15,141,000 | 15,101,000 |
| Total loans | 11,154,000 | 10,966,000 |
| Allowance for loan losses | 550,000 | 550,000 |
| Securities available for sale | 1,132,000 | 1,125,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 13,477,000 | 13,469,000 |
| Interest-bearing deposits | 10,390,000 | 10,489,000 |
| Noninterest-bearing deposits | 3,087,000 | 2,980,000 |
| Equity capital | 1,327,000 | 1,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 196,000 | 383,000 |
| Interest expense | 39,000 | 76,000 |
| Net interest income | 157,000 | 307,000 |
| Noninterest income | 30,000 | 72,000 |
| Noninterest expense | 319,000 | 642,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -132,000 | -263,000 |
| Income tax | 0 | 0 |
| Net income | -132,000 | -263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 1,329,000 | 1,297,000 |
| Total capital | 1,487,000 | 1,454,000 |
| Risk-weighted assets | 12,287,000 | 12,162,000 |