Call reports 2021
GRAND RIVERS COMMUNITY BANK — 2021
What GRAND RIVERS COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 21,523,000 | 19,853,000 | 19,367,000 | 14,907,000 |
| Total loans | 13,801,000 | 13,196,000 | 12,610,000 | 7,758,000 |
| Allowance for loan losses | 407,000 | 407,000 | 332,000 | 341,000 |
| Securities available for sale | 967,000 | 965,000 | 963,000 | 943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,795,000 | 18,121,000 | 17,678,000 | 12,710,000 |
| Interest-bearing deposits | 12,635,000 | 11,188,000 | 10,773,000 | 8,342,000 |
| Noninterest-bearing deposits | 7,160,000 | 6,933,000 | 6,905,000 | 4,368,000 |
| Equity capital | 674,000 | 683,000 | 678,000 | 1,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 402,000 | 615,000 | 750,000 |
| Interest expense | 18,000 | 34,000 | 48,000 | 57,000 |
| Net interest income | 186,000 | 368,000 | 567,000 | 693,000 |
| Noninterest income | 46,000 | 101,000 | 145,000 | 357,000 |
| Noninterest expense | 384,000 | 737,000 | 1,083,000 | 1,426,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -152,000 | -268,000 | -371,000 | -376,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -152,000 | -268,000 | -371,000 | -376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 670,000 | 683,000 | 676,000 | 1,670,000 |
| Total capital | 868,000 | 874,000 | 850,000 | 1,792,000 |
| Risk-weighted assets | 15,680,000 | 15,107,000 | 13,830,000 | 9,391,000 |
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