Call reports 2025
SHARON BANK — 2025
What SHARON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 172,547,000 | 170,244,000 | 166,894,000 | 159,702,000 |
| Total loans | 136,513,000 | 137,421,000 | 139,052,000 | 134,199,000 |
| Allowance for loan losses | 1,331,000 | 1,373,000 | 1,374,000 | 1,377,000 |
| Securities available for sale | 14,382,000 | 11,860,000 | 9,845,000 | 9,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,365,000 | 146,352,000 | 137,827,000 | 133,897,000 |
| Interest-bearing deposits | 131,456,000 | 132,947,000 | 125,714,000 | 120,534,000 |
| Noninterest-bearing deposits | 12,909,000 | 13,405,000 | 12,113,000 | 13,363,000 |
| Equity capital | 15,420,000 | 15,717,000 | 15,940,000 | 16,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,101,000 | 4,280,000 | 6,496,000 | 8,724,000 |
| Interest expense | 855,000 | 1,572,000 | 2,273,000 | 3,000,000 |
| Net interest income | 1,246,000 | 2,708,000 | 4,223,000 | 5,724,000 |
| Noninterest income | 140,000 | 269,000 | 415,000 | 564,000 |
| Noninterest expense | 1,660,000 | 2,927,000 | 4,341,000 | 5,716,000 |
| Provision for loan losses | 87,000 | 129,000 | 131,000 | 134,000 |
| Pretax income | -345,000 | -35,000 | 226,000 | 498,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -345,000 | -35,000 | 226,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,647,000 | 15,917,000 | 16,086,000 | 16,266,000 |