Call reports 2023
SHARON BANK — 2023
What SHARON BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 172,825,000 | 171,089,000 | 171,103,000 | 166,374,000 |
| Total loans | 121,280,000 | 120,531,000 | 122,215,000 | 122,187,000 |
| Allowance for loan losses | 864,000 | 864,000 | 1,126,000 | 1,125,000 |
| Securities available for sale | 27,385,000 | 27,593,000 | 26,563,000 | 26,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,993,000 | 134,041,000 | 137,135,000 | 136,166,000 |
| Interest-bearing deposits | 119,942,000 | 120,821,000 | 125,390,000 | 124,711,000 |
| Noninterest-bearing deposits | 14,051,000 | 13,220,000 | 11,745,000 | 11,455,000 |
| Equity capital | 15,544,000 | 15,759,000 | 15,406,000 | 16,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,841,000 | 3,823,000 | 5,808,000 | 7,843,000 |
| Interest expense | 365,000 | 869,000 | 1,498,000 | 2,238,000 |
| Net interest income | 1,476,000 | 2,954,000 | 4,310,000 | 5,605,000 |
| Noninterest income | 125,000 | 243,000 | 364,000 | 826,000 |
| Noninterest expense | 1,472,000 | 3,031,000 | 4,523,000 | 5,970,000 |
| Provision for loan losses | 10,000 | 10,000 | 19,000 | 19,000 |
| Pretax income | 119,000 | 156,000 | 133,000 | 428,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 119,000 | 156,000 | 133,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,960,000 | 16,957,000 | 16,578,000 | 16,832,000 |