Call reports 2022
SHARON BANK — 2022
What SHARON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 185,675,000 | 174,192,000 | 164,250,000 | 163,306,000 |
| Total loans | 115,709,000 | 118,233,000 | 115,096,000 | 118,639,000 |
| Allowance for loan losses | 799,000 | 854,000 | 854,000 | 854,000 |
| Securities available for sale | 24,248,000 | 26,369,000 | 27,758,000 | 27,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,916,000 | 150,871,000 | 142,034,000 | 130,514,000 |
| Interest-bearing deposits | 143,307,000 | 135,258,000 | 127,797,000 | 116,218,000 |
| Noninterest-bearing deposits | 16,609,000 | 15,613,000 | 14,237,000 | 14,296,000 |
| Equity capital | 15,885,000 | 15,500,000 | 15,319,000 | 15,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,424,000 | 2,976,000 | 4,675,000 | 6,430,000 |
| Interest expense | 322,000 | 520,000 | 669,000 | 826,000 |
| Net interest income | 1,102,000 | 2,456,000 | 4,006,000 | 5,604,000 |
| Noninterest income | 118,000 | 271,000 | 431,000 | 555,000 |
| Noninterest expense | 1,391,000 | 2,703,000 | 4,146,000 | 5,523,000 |
| Provision for loan losses | 0 | 55,000 | 55,000 | 55,000 |
| Pretax income | -171,000 | -31,000 | 236,000 | 581,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -171,000 | -31,000 | 236,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,253,000 | 16,352,000 | 16,578,000 | 16,883,000 |