Call reports 2021
SHARON BANK — 2021
What SHARON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 188,753,000 | 193,609,000 | 188,131,000 | 184,468,000 |
| Total loans | 120,212,000 | 115,800,000 | 114,866,000 | 113,719,000 |
| Allowance for loan losses | 799,000 | 799,000 | 799,000 | 799,000 |
| Securities available for sale | 30,936,000 | 27,984,000 | 26,610,000 | 24,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,812,000 | 164,681,000 | 160,627,000 | 158,436,000 |
| Interest-bearing deposits | 143,601,000 | 148,530,000 | 143,657,000 | 141,891,000 |
| Noninterest-bearing deposits | 14,211,000 | 16,151,000 | 16,970,000 | 16,545,000 |
| Equity capital | 17,093,000 | 17,228,000 | 16,532,000 | 16,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 3,136,000 | 4,639,000 | 6,200,000 |
| Interest expense | 409,000 | 804,000 | 1,179,000 | 1,525,000 |
| Net interest income | 1,144,000 | 2,332,000 | 3,460,000 | 4,675,000 |
| Noninterest income | 277,000 | 395,000 | 542,000 | 705,000 |
| Noninterest expense | 1,247,000 | 2,574,000 | 3,979,000 | 5,248,000 |
| Provision for loan losses | 198,000 | 198,000 | 198,000 | 198,000 |
| Pretax income | -24,000 | -45,000 | -175,000 | -66,000 |
| Income tax | 0 | 0 | 518,000 | 518,000 |
| Net income | -24,000 | -45,000 | -693,000 | -584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,147,000 | 17,086,000 | 16,344,000 | 16,464,000 |