Call reports 2019
SHARON BANK — 2019
What SHARON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 177,234,000 | 180,554,000 | 173,351,000 | 173,182,000 |
| Total loans | 91,462,000 | 95,914,000 | 98,348,000 | 101,287,000 |
| Allowance for loan losses | 527,000 | 538,000 | 538,000 | 545,000 |
| Securities available for sale | 49,129,000 | 47,056,000 | 45,840,000 | 43,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,317,000 | 142,727,000 | 136,264,000 | 137,694,000 |
| Interest-bearing deposits | 129,029,000 | 133,932,000 | 127,377,000 | 129,130,000 |
| Noninterest-bearing deposits | 8,288,000 | 8,795,000 | 8,887,000 | 8,564,000 |
| Equity capital | 18,158,000 | 18,184,000 | 18,235,000 | 18,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,321,000 | 5,016,000 | 6,658,000 |
| Interest expense | 489,000 | 1,034,000 | 1,599,000 | 2,154,000 |
| Net interest income | 1,131,000 | 2,287,000 | 3,417,000 | 4,504,000 |
| Noninterest income | 653,000 | 781,000 | 896,000 | 1,012,000 |
| Noninterest expense | 1,191,000 | 2,632,000 | 3,902,000 | 5,355,000 |
| Provision for loan losses | 181,000 | 193,000 | 193,000 | 200,000 |
| Pretax income | 412,000 | 243,000 | 218,000 | -39,000 |
| Income tax | 0 | -47,000 | -48,000 | -48,000 |
| Net income | 412,000 | 290,000 | 266,000 | 9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,715,000 | 17,509,000 | 17,411,000 | 17,067,000 |
| Total capital | 18,242,000 | 18,047,000 | 17,949,000 | 17,612,000 |
| Risk-weighted assets | 122,007,000 | 122,450,000 | 123,067,000 | 128,153,000 |