Call reports 2018
SHARON BANK — 2018
What SHARON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 151,788,000 | 153,048,000 | 155,728,000 | 164,572,000 |
| Total loans | 61,400,000 | 71,577,000 | 77,900,000 | 83,857,000 |
| Allowance for loan losses | 351,000 | 341,000 | 346,000 | 345,000 |
| Securities available for sale | 57,688,000 | 54,348,000 | 53,274,000 | 49,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,937,000 | 124,079,000 | 121,861,000 | 125,758,000 |
| Interest-bearing deposits | 117,056,000 | 115,501,000 | 114,435,000 | 117,450,000 |
| Noninterest-bearing deposits | 6,881,000 | 8,578,000 | 7,426,000 | 8,308,000 |
| Equity capital | 17,466,000 | 17,517,000 | 17,331,000 | 17,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,231,000 | 2,539,000 | 3,956,000 | 5,466,000 |
| Interest expense | 185,000 | 384,000 | 653,000 | 1,017,000 |
| Net interest income | 1,046,000 | 2,155,000 | 3,303,000 | 4,449,000 |
| Noninterest income | 104,000 | 196,000 | 327,000 | 421,000 |
| Noninterest expense | 1,159,000 | 2,366,000 | 3,564,000 | 4,785,000 |
| Provision for loan losses | 28,000 | 28,000 | 34,000 | 72,000 |
| Pretax income | -30,000 | -36,000 | 38,000 | 19,000 |
| Income tax | 0 | -100,000 | -100,000 | -100,000 |
| Net income | -30,000 | 64,000 | 138,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,386,000 | 19,021,000 | 19,032,000 | 17,340,000 |
| Total capital | 17,737,000 | 19,362,000 | 19,378,000 | 17,685,000 |
| Risk-weighted assets | 93,499,000 | 106,676,000 | 111,296,000 | 114,097,000 |