Call reports 2017
SHARON BANK — 2017
What SHARON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 169,580,000 | 166,209,000 | 161,902,000 | 150,828,000 |
| Total loans | 51,013,000 | 52,477,000 | 52,236,000 | 58,592,000 |
| Allowance for loan losses | 337,000 | 312,000 | 290,000 | 317,000 |
| Securities available for sale | 87,776,000 | 85,451,000 | 83,415,000 | 62,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,191,000 | 133,557,000 | 127,168,000 | 118,097,000 |
| Interest-bearing deposits | 125,874,000 | 125,292,000 | 118,294,000 | 109,991,000 |
| Noninterest-bearing deposits | 7,317,000 | 8,265,000 | 8,874,000 | 8,106,000 |
| Equity capital | 19,858,000 | 20,122,000 | 20,037,000 | 18,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,515,000 | 3,772,000 | 5,011,000 |
| Interest expense | 192,000 | 385,000 | 566,000 | 764,000 |
| Net interest income | 1,060,000 | 2,130,000 | 3,206,000 | 4,247,000 |
| Noninterest income | 89,000 | 185,000 | 285,000 | 392,000 |
| Noninterest expense | 1,108,000 | 2,225,000 | 3,394,000 | 5,184,000 |
| Provision for loan losses | 0 | 0 | 39,000 | 107,000 |
| Pretax income | 41,000 | 120,000 | 91,000 | -608,000 |
| Income tax | 0 | -30,000 | -30,000 | 1,145,000 |
| Net income | 41,000 | 150,000 | 121,000 | -1,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,310,000 | 18,150,000 | 17,755,000 | 18,194,000 |
| Total capital | 17,310,000 | 18,150,000 | 18,045,000 | 18,511,000 |
| Risk-weighted assets | 113,279,000 | 111,991,000 | 110,484,000 | 93,480,000 |