Call reports 2016
SHARON BANK — 2016
What SHARON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 180,623,000 | 178,803,000 | 170,390,000 | 165,132,000 |
| Total loans | 52,982,000 | 51,313,000 | 51,610,000 | 50,615,000 |
| Allowance for loan losses | 283,000 | 322,000 | 342,000 | 337,000 |
| Securities available for sale | 90,245,000 | 89,047,000 | 89,262,000 | 87,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,390,000 | 139,580,000 | 133,244,000 | 128,815,000 |
| Interest-bearing deposits | 134,559,000 | 132,741,000 | 126,112,000 | 122,376,000 |
| Noninterest-bearing deposits | 6,831,000 | 6,839,000 | 7,132,000 | 6,439,000 |
| Equity capital | 20,611,000 | 20,629,000 | 20,481,000 | 19,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,309,000 | 2,591,000 | 3,845,000 | 5,082,000 |
| Interest expense | 218,000 | 433,000 | 640,000 | 841,000 |
| Net interest income | 1,091,000 | 2,158,000 | 3,205,000 | 4,241,000 |
| Noninterest income | 92,000 | 183,000 | 279,000 | 356,000 |
| Noninterest expense | 1,141,000 | 2,260,000 | 3,340,000 | 4,411,000 |
| Provision for loan losses | 0 | 61,000 | 61,000 | 61,000 |
| Pretax income | 123,000 | 101,000 | 164,000 | 206,000 |
| Income tax | 22,000 | 316,000 | 316,000 | 316,000 |
| Net income | 101,000 | -215,000 | -152,000 | -110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,424,000 | 18,295,000 | 18,330,000 | 18,320,000 |
| Total capital | 18,424,000 | 18,295,000 | 18,330,000 | 18,320,000 |
| Risk-weighted assets | 110,317,000 | 111,226,000 | 113,836,000 | 113,340,000 |