Call reports 2012
SHARON BANK — 2012
What SHARON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 215,350,000 | 215,785,000 | 217,847,000 | 225,064,000 |
| Total loans | 87,707,000 | 85,012,000 | 81,815,000 | 79,002,000 |
| Allowance for loan losses | 412,000 | 417,000 | 447,000 | 523,000 |
| Securities available for sale | 66,531,000 | 65,620,000 | 64,644,000 | 62,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,674,000 | 176,315,000 | 177,540,000 | 187,617,000 |
| Interest-bearing deposits | 169,057,000 | 169,894,000 | 172,036,000 | 182,216,000 |
| Noninterest-bearing deposits | 6,617,000 | 6,421,000 | 5,504,000 | 5,401,000 |
| Equity capital | 22,712,000 | 22,684,000 | 23,155,000 | 23,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,058,000 | 4,086,000 | 6,060,000 | 7,962,000 |
| Interest expense | 642,000 | 1,254,000 | 1,862,000 | 2,467,000 |
| Net interest income | 1,416,000 | 2,832,000 | 4,198,000 | 5,495,000 |
| Noninterest income | 107,000 | 196,000 | 296,000 | 388,000 |
| Noninterest expense | 1,249,000 | 2,554,000 | 3,787,000 | 5,020,000 |
| Provision for loan losses | 0 | 6,000 | 39,000 | 115,000 |
| Pretax income | 274,000 | 468,000 | 668,000 | 748,000 |
| Income tax | 87,000 | 137,000 | 194,000 | 209,000 |
| Net income | 187,000 | 331,000 | 474,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,508,000 | 21,652,000 | 21,795,000 | 21,860,000 |
| Total capital | 21,920,000 | 22,069,000 | 22,242,000 | 22,383,000 |
| Risk-weighted assets | 124,072,000 | 124,102,000 | 122,790,000 | 120,876,000 |