Call reports 2011
SHARON BANK — 2011
What SHARON BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 224,703,000 | 219,461,000 | 215,939,000 | 211,350,000 |
| Total loans | 101,996,000 | 97,984,000 | 94,446,000 | 89,303,000 |
| Allowance for loan losses | 339,000 | 366,000 | 417,000 | 412,000 |
| Securities available for sale | 72,832,000 | 72,883,000 | 71,298,000 | 68,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,714,000 | 177,811,000 | 174,480,000 | 170,859,000 |
| Interest-bearing deposits | 179,013,000 | 171,618,000 | 169,550,000 | 164,513,000 |
| Noninterest-bearing deposits | 4,701,000 | 6,193,000 | 4,930,000 | 6,346,000 |
| Equity capital | 22,215,000 | 22,957,000 | 22,244,000 | 21,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,390,000 | 4,697,000 | 6,968,000 | 9,137,000 |
| Interest expense | 758,000 | 1,492,000 | 2,218,000 | 2,913,000 |
| Net interest income | 1,632,000 | 3,205,000 | 4,750,000 | 6,224,000 |
| Noninterest income | 176,000 | 231,000 | 336,000 | 437,000 |
| Noninterest expense | 1,264,000 | 2,468,000 | 3,708,000 | 4,901,000 |
| Provision for loan losses | 0 | 26,000 | 106,000 | 147,000 |
| Pretax income | 544,000 | 942,000 | 1,272,000 | 1,613,000 |
| Income tax | 224,000 | 359,000 | 468,000 | 586,000 |
| Net income | 320,000 | 583,000 | 804,000 | 1,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,762,000 | 20,951,000 | 21,134,000 | 21,321,000 |
| Total capital | 21,101,000 | 21,317,000 | 21,551,000 | 21,733,000 |
| Risk-weighted assets | 131,318,000 | 128,602,000 | 127,443,000 | 125,351,000 |