Call reports 2010
SHARON BANK — 2010
What SHARON BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 220,472,000 | 221,469,000 | 217,867,000 | 223,678,000 |
| Total loans | 122,059,000 | 120,633,000 | 115,608,000 | 108,001,000 |
| Allowance for loan losses | 281,000 | 338,000 | 338,000 | 339,000 |
| Securities available for sale | 78,071,000 | 78,351,000 | 78,144,000 | 75,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,159,000 | 182,014,000 | 176,629,000 | 183,557,000 |
| Interest-bearing deposits | 170,920,000 | 176,734,000 | 172,425,000 | 177,513,000 |
| Noninterest-bearing deposits | 5,239,000 | 5,280,000 | 4,204,000 | 6,044,000 |
| Equity capital | 18,010,000 | 20,760,000 | 22,117,000 | 21,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,703,000 | 5,389,000 | 8,030,000 | 10,542,000 |
| Interest expense | 885,000 | 1,709,000 | 2,514,000 | 3,304,000 |
| Net interest income | 1,818,000 | 3,680,000 | 5,516,000 | 7,238,000 |
| Noninterest income | 147,000 | 272,000 | 395,000 | 520,000 |
| Noninterest expense | 1,340,000 | 2,470,000 | 3,764,000 | 5,021,000 |
| Provision for loan losses | 20,000 | 79,000 | 79,000 | 79,000 |
| Pretax income | 605,000 | 1,131,000 | 1,789,000 | 2,375,000 |
| Income tax | 212,000 | -641,000 | -403,000 | -194,000 |
| Net income | 393,000 | 1,772,000 | 2,192,000 | 2,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,380,000 | 19,686,000 | 20,107,000 | 20,442,000 |
| Total capital | 18,661,000 | 20,024,000 | 20,445,000 | 20,781,000 |
| Risk-weighted assets | 138,083,000 | 137,766,000 | 136,561,000 | 135,060,000 |