Call reports 2001
SHARON BANK — 2001
What SHARON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 134,654,000 | 141,187,000 | 140,282,000 | 150,439,000 |
| Total loans | 76,868,000 | 75,697,000 | 74,997,000 | 73,804,000 |
| Allowance for loan losses | 511,000 | 511,000 | 511,000 | 512,000 |
| Securities available for sale | 9,930,000 | 14,895,000 | 14,925,000 | 14,925,000 |
| Securities held to maturity | 26,616,000 | 31,820,000 | 34,062,000 | 44,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,632,000 | 128,353,000 | 126,851,000 | 137,556,000 |
| Interest-bearing deposits | 118,551,000 | 122,430,000 | 123,555,000 | 133,265,000 |
| Noninterest-bearing deposits | 3,081,000 | 5,923,000 | 3,296,000 | 4,291,000 |
| Equity capital | 12,222,000 | 12,335,000 | 12,342,000 | 12,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,216,000 | 4,520,000 | 6,692,000 | 8,908,000 |
| Interest expense | 1,199,000 | 2,492,000 | 3,811,000 | 4,998,000 |
| Net interest income | 1,017,000 | 2,028,000 | 2,881,000 | 3,910,000 |
| Noninterest income | 56,000 | 142,000 | 209,000 | 274,000 |
| Noninterest expense | 864,000 | 1,741,000 | 2,569,000 | 3,411,000 |
| Provision for loan losses | 52,000 | 52,000 | 53,000 | 53,000 |
| Pretax income | 156,000 | 377,000 | 468,000 | 720,000 |
| Income tax | 63,000 | 161,000 | 266,000 | 338,000 |
| Net income | 93,000 | 216,000 | 202,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,210,000 | 12,318,000 | 12,335,000 | 12,607,000 |
| Total capital | 12,721,000 | 12,829,000 | 12,846,000 | 13,119,000 |
| Risk-weighted assets | 62,272,000 | 69,043,000 | 69,023,000 | 73,558,000 |