Call reports 2025
PEOPLES TRUST AND SAVINGS BANK — 2025
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 245,955,000 | 243,964,000 | 246,535,000 | 244,548,000 |
| Total loans | 186,188,000 | 179,632,000 | 177,758,000 | 176,617,000 |
| Allowance for loan losses | 1,254,000 | 1,694,000 | 1,959,000 | 1,605,000 |
| Securities available for sale | 38,147,000 | 43,378,000 | 49,035,000 | 47,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,480,000 | 196,245,000 | 198,757,000 | 196,094,000 |
| Interest-bearing deposits | 195,801,000 | 194,808,000 | 196,900,000 | 194,763,000 |
| Noninterest-bearing deposits | 1,679,000 | 1,437,000 | 1,857,000 | 1,331,000 |
| Equity capital | 27,963,000 | 27,161,000 | 27,165,000 | 27,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,750,000 | 5,575,000 | 8,412,000 | 11,278,000 |
| Interest expense | 1,315,000 | 2,559,000 | 3,847,000 | 5,130,000 |
| Net interest income | 1,435,000 | 3,016,000 | 4,565,000 | 6,148,000 |
| Noninterest income | 195,000 | 381,000 | 522,000 | 665,000 |
| Noninterest expense | 1,739,000 | 3,430,000 | 5,191,000 | 6,771,000 |
| Provision for loan losses | 7,000 | 454,000 | 712,000 | 369,000 |
| Pretax income | -109,000 | -482,000 | -813,000 | -329,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -109,000 | -482,000 | -813,000 | -329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,075,000 | 31,676,000 | 31,172,000 | 31,656,000 |