Call reports 2024
PEOPLES TRUST AND SAVINGS BANK — 2024
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 275,235,000 | 247,308,000 | 247,938,000 | 243,815,000 |
| Total loans | 194,981,000 | 195,207,000 | 190,604,000 | 188,598,000 |
| Allowance for loan losses | 1,248,000 | 1,249,000 | 1,256,000 | 1,246,000 |
| Securities available for sale | 34,740,000 | 34,890,000 | 35,067,000 | 33,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,017,000 | 198,914,000 | 198,716,000 | 195,946,000 |
| Interest-bearing deposits | 203,526,000 | 196,208,000 | 196,781,000 | 194,063,000 |
| Noninterest-bearing deposits | 3,491,000 | 2,706,000 | 1,935,000 | 1,883,000 |
| Equity capital | 27,552,000 | 27,784,000 | 28,574,000 | 27,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,958,000 | 6,116,000 | 8,971,000 | 11,886,000 |
| Interest expense | 1,417,000 | 2,876,000 | 4,283,000 | 5,686,000 |
| Net interest income | 1,541,000 | 3,240,000 | 4,688,000 | 6,200,000 |
| Noninterest income | 197,000 | 428,000 | 629,000 | 786,000 |
| Noninterest expense | 1,706,000 | 3,402,000 | 5,051,000 | 6,709,000 |
| Provision for loan losses | 0 | 0 | 6,000 | -1,000 |
| Pretax income | 24,000 | 258,000 | 252,000 | 260,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 258,000 | 252,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,364,000 | 32,420,000 | 32,175,000 | 32,183,000 |