Call reports 2023
PEOPLES TRUST AND SAVINGS BANK — 2023
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 259,959,000 | 260,195,000 | 255,732,000 | 257,074,000 |
| Total loans | 194,468,000 | 195,055,000 | 194,097,000 | 195,089,000 |
| Allowance for loan losses | 1,093,000 | 1,331,000 | 1,247,000 | 1,256,000 |
| Securities available for sale | 44,479,000 | 43,826,000 | 40,447,000 | 35,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,591,000 | 212,105,000 | 209,208,000 | 208,784,000 |
| Interest-bearing deposits | 208,519,000 | 191,821,000 | 207,751,000 | 207,161,000 |
| Noninterest-bearing deposits | 23,072,000 | 20,284,000 | 1,457,000 | 1,623,000 |
| Equity capital | 27,849,000 | 27,598,000 | 25,906,000 | 27,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,734,000 | 5,572,000 | 8,483,000 | 11,395,000 |
| Interest expense | 848,000 | 1,897,000 | 3,105,000 | 4,496,000 |
| Net interest income | 1,886,000 | 3,675,000 | 5,378,000 | 6,899,000 |
| Noninterest income | 132,000 | 304,000 | 470,000 | 603,000 |
| Noninterest expense | 1,803,000 | 3,559,000 | 5,605,000 | 7,124,000 |
| Provision for loan losses | 78,000 | 315,000 | 235,000 | 245,000 |
| Pretax income | 137,000 | 105,000 | -1,000 | 133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 105,000 | -1,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,746,000 | 32,599,000 | 32,207,000 | 32,339,000 |