Call reports 2022
PEOPLES TRUST AND SAVINGS BANK — 2022
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 258,538,000 | 254,778,000 | 246,836,000 | 255,181,000 |
| Total loans | 169,557,000 | 177,673,000 | 184,875,000 | 194,558,000 |
| Allowance for loan losses | 474,000 | 474,000 | 474,000 | 441,000 |
| Securities available for sale | 52,998,000 | 47,862,000 | 44,586,000 | 43,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,000,000 | 208,096,000 | 211,496,000 | 226,764,000 |
| Interest-bearing deposits | 181,209,000 | 182,184,000 | 186,453,000 | 203,691,000 |
| Noninterest-bearing deposits | 23,791,000 | 25,912,000 | 25,043,000 | 23,073,000 |
| Equity capital | 32,396,000 | 29,517,000 | 28,115,000 | 27,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,103,000 | 4,341,000 | 6,744,000 | 9,354,000 |
| Interest expense | 246,000 | 493,000 | 843,000 | 1,444,000 |
| Net interest income | 1,857,000 | 3,848,000 | 5,901,000 | 7,910,000 |
| Noninterest income | 135,000 | 312,000 | 442,000 | 576,000 |
| Noninterest expense | 1,643,000 | 3,262,000 | 4,946,000 | 6,582,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 5,000 |
| Pretax income | 349,000 | 898,000 | 1,392,000 | 1,895,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 349,000 | 898,000 | 1,392,000 | 1,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,078,000 | 33,433,000 | 33,533,000 | 34,036,000 |