Call reports 2021
PEOPLES TRUST AND SAVINGS BANK — 2021
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 223,965,000 | 233,079,000 | 238,858,000 | 237,632,000 |
| Total loans | 142,099,000 | 150,428,000 | 161,296,000 | 165,885,000 |
| Allowance for loan losses | 473,000 | 474,000 | 474,000 | 474,000 |
| Securities available for sale | 62,797,000 | 63,224,000 | 61,855,000 | 56,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,343,000 | 176,289,000 | 180,872,000 | 191,089,000 |
| Interest-bearing deposits | 158,912,000 | 157,422,000 | 160,646,000 | 171,436,000 |
| Noninterest-bearing deposits | 19,431,000 | 18,868,000 | 20,226,000 | 19,653,000 |
| Equity capital | 34,344,000 | 35,585,000 | 35,363,000 | 35,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,166,000 | 4,264,000 | 6,363,000 | 8,464,000 |
| Interest expense | 269,000 | 540,000 | 788,000 | 1,052,000 |
| Net interest income | 1,897,000 | 3,724,000 | 5,575,000 | 7,412,000 |
| Noninterest income | 126,000 | 297,000 | 417,000 | 536,000 |
| Noninterest expense | 1,417,000 | 2,925,000 | 4,537,000 | 6,073,000 |
| Provision for loan losses | -64,000 | -64,000 | -64,000 | -64,000 |
| Pretax income | 670,000 | 1,160,000 | 1,510,000 | 1,978,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 670,000 | 1,160,000 | 1,510,000 | 1,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,137,000 | 32,407,000 | 32,585,000 | 32,968,000 |